2025 Medical Plans
Starts October 14 and ends November 1, 2024
Benefit elections will be effective January 1, 2025
Open Enrollment 2025 Communications
Medical Plan Changes
The following chart highlights the PPO1, PPO2 and PPOHD in-network plan changes going into effect January 1, 2025 (changes are bolded). There are no changes to the BCN Blue Elect Plus plan.
| BCN Blue Elect Plus | PPO1 | PPO2 | PPOHD | |
|---|---|---|---|---|
| Deductibles/Maximums | ||||
| Deductible (single/family) | $100/$300 | $800/$1,600 | $2,000/$4,000 | $5,000/$10,000 |
| Annual Out-of-Pocket Maximum (single/family) | $1,000/$3,000 | $2,800/$5,600 (separate Rx OOPM removed) | $4,000/$8,000 (separate Rx OOPM removed) | $7,000/$14,000 |
| Coinsurance (plan share/member share) | 80%/20% | 80%/20% | 80%/20% | 70%/30% |
| Office Visit Copays/Coinsurance | ||||
| Primary Care Office Visit | $20 | $30 | Deductible & Coinsurance | Deductible & Coinsurance |
| Specialist Visit | $35 | $50 | ||
| Telemedicine Visit | $20 | $30 | ||
| Urgent Care | $35 | $50 | Deductible & Coinsurance | |
| Emergency Room | $150 | $150 | ||
| Prescription Drugs | ||||
| Generic (30 day/90 day) | $10/$20 | $15/$30 | Deductible & Coinsurance | Deductible & Coinsurance |
| Preferred Formulary (30 day/90 day) | $30/$60 | $40/$80 | ||
| Non-preferred Formulary (30 day/90 day) | $50/$100 | $75/$150 | ||
| Health Savings Accounts | ||||
| Eligibility (no MCC plan offering) | Not eligible | Not eligible | Eligible | Eligible |
Benefit Infomorsels and Resources
Short videos and flyers providing need to know information about open enrollment, how to enroll, health plan changes, and more.
Videos
What is Open Enrollment?
What’s Changing in MCC’s Medical Plans?
What’s New in MCC’s Dental Plan?
How to Enroll
How to Add Dependents to Your Coverage
How to Find a Medical Plan Provider
Health Savings Account
Flexible Spending Account
Dependent Care Flexible Spending Account
Flyers
- Think high-deductible health plans (HDHP) cost too much? Not so fast!
- Virtual healthcare programs to help you live well
- Weight management, your way
- Condition Management: Frequently asked questions
- Programas virtuales de atención médica para vivir bien
- Control des peso, a su manera
- Control de salud: Preguntas frecuentes
Benefit Plans and Programs
Unum Voluntary Benefits
The Unum Voluntary Benefits provide additional financial protection when you need it most.
You may also enroll by contacting the EnrollVB Call Center at (877) 454-3001. These plans are not intended to replace medical or disability insurance. They are paid by the employee directly to Unum.
Remember: Open Enrollment 2025 starts October 14 and ends November 1, 2024
Benefit elections will be effective January 1, 2025