Starts October 14 and ends November 1, 2024

Benefit elections will be effective January 1, 2025

Open Enrollment 2025 Communications

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Medical Plan Changes

The following chart highlights the PPO1, PPO2 and PPOHD in-network plan changes going into effect January 1, 2025 (changes are bolded). There are no changes to the BCN Blue Elect Plus plan.

BCN Blue Elect Plus PPO1 PPO2 PPOHD
Deductibles/Maximums
Deductible (single/family) $100/$300 $800/$1,600 $2,000/$4,000 $5,000/$10,000
Annual Out-of-Pocket Maximum (single/family) $1,000/$3,000 $2,800/$5,600 (separate Rx OOPM removed) $4,000/$8,000 (separate Rx OOPM removed) $7,000/$14,000
Coinsurance (plan share/member share) 80%/20% 80%/20% 80%/20% 70%/30%
Office Visit Copays/Coinsurance
Primary Care Office Visit $20 $30 Deductible & Coinsurance Deductible & Coinsurance
Specialist Visit $35 $50
Telemedicine Visit $20 $30
Urgent Care $35 $50 Deductible & Coinsurance
Emergency Room $150 $150
Prescription Drugs
Generic (30 day/90 day) $10/$20 $15/$30 Deductible & Coinsurance Deductible & Coinsurance
Preferred Formulary (30 day/90 day) $30/$60 $40/$80
Non-preferred Formulary (30 day/90 day) $50/$100 $75/$150
Health Savings Accounts
Eligibility (no MCC plan offering) Not eligible Not eligible Eligible Eligible

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Benefit Infomorsels and Resources

Short videos and flyers providing need to know information about open enrollment, how to enroll, health plan changes, and more.

Videos

What is Open Enrollment?
What’s Changing in MCC’s Medical Plans?
What’s New in MCC’s Dental Plan?
How to Enroll
How to Add Dependents to Your Coverage
How to Find a Medical Plan Provider
Health Savings Account
Flexible Spending Account
Dependent Care Flexible Spending Account

Flyers

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Unum Voluntary Benefits

The Unum Voluntary Benefits provide additional financial protection when you need it most.

You may also enroll by contacting the EnrollVB Call Center at (877) 454-3001. These plans are not intended to replace medical or disability insurance. They are paid by the employee directly to Unum.

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Remember: Open Enrollment 2025 starts October 14 and ends November 1, 2024

Benefit elections will be effective January 1, 2025

Enroll Now