Benefit Eligibility

Eligible Employees

Benefit Eligibility is based on employee type and class and normal weekly hours.

Lay Employees
Lay Employees classified as “Regular” and normally work 20 or more hours per week are generally eligible for all benefit programs offered by their employing unit.
Priests, including diocesan, order and extern priests are generally eligible for health and welfare plans offered by their respective diocese.
Religious and Seminarians
Religious and Seminarians are eligible for medical, dental, vision, flexible spending accounts, 403(b) and EAP benefits, when offered by their employing unit.
Temporary, Seasonal and Casual Employees
Temporary, Seasonal and Casual employees are not considered benefit eligible but are subject to Unemployment.

Eligible Dependents

The following dependents are eligible for medical, dental, vision, and optional life plans:

A son, daughter, stepson, stepdaughter or a child for whom the participant is legal guardian until the end of the month in which child reaches age 26. This does not include the child of a participant’s child (grandchild) unless the participant has legal guardianship.
Disabled Child
An unmarried child who is incapable of self-sustaining employment by reason of mental or physical disability may be able to be covered to any age if such mental or physical disability occurred before the limiting age as required under the Component Benefit Program, the child is chiefly dependent on the Participant for support and maintenance, and the Participant has submitted a medical certification of the child’s incapacity to the carrier prior to 30 days after the child turning age 26.
Legally Domiciled Adult (LDA)
An individual who is at least eighteen years of age; shares basic living expenses and is financially interdependent with the Participant; resides with the Participant and plans to do so indefinitely; and who is jointly responsible for his, hers, and the Participant's common welfare, and shares financial obligations.

Note: Spouse is not an eligible dependent class under the Michigan Catholic Conference benefit plans due to the federal requirement that if spouse coverage is offered by a health plan, then it must include coverage for same gender spouse.